This morning I was tagged by Chris to write 7 random or weird facts about myself and then tag 7 more bloggers to do the same. So here goes.....
Here are the rules:
Link to the person that tagged you and post the rules on your blog. Share 7 random and/or weird facts about yourself. Tag 7 random people at the end of your post, and include links to their blogs. Let each person know they have been tagged by leaving a comment on their blog.
7 Random/weird things about me:
1. i really hate it when people couldnt come at the specific time agreed on..can spoil my mood all day.
2. dont like to wear pink color when i was young but now i love it.
3. love to go to planting nursery than go shopping in supermarket.
4. can lose weight very fast but couldnt gain any weight even eat a lot
5. can get angry very fast but also very forgiven
6. doesnt like to take bath unless that place have hot shower
7. i love to watch cooking program, collect recipes but lazy to cook.
I tag these bloggers :i also manage to tag 3 only....
eTomyam
Steven Wilson
kento
Happy tagging
Monday, November 26, 2007
Friday, November 16, 2007
Tips for Busy Moms and Dads
Parenting is as much a learning business for us as traveling through childhood is for our children. Parenting is one of the most difficult jobs that nature has provided us with. Being a parent means not only being sensitive to each child and each situation; it also calls on us to stretch our imagination as we respond to the constant challenges our children present us with. Children can be demanding, difficult and defiant! No advice can possibly make you get it right every time, but a few points kept in mind would take you a long way in dealing with daily discipline.
The miracle of touch.
Out of the five senses touch is considered to have healing qualities. Whether it takes the form of hugs, horseplay or simply holding hands on the way to school, loving physical contact provides a simple and almost unconscious way of showing you care.
Keep the fun alive.
With all the commitments at home and work, most parents forget the word "fun" aspect of parenting. Young children love jokes and being silly. The familiarity of special words, pet names and silly voices always manage to brighten a child's day.
Flexibility helps!
Parents sometimes expect too much of children. They ten to forget that children have a vantage point that is above three feet lower that an adult's! bending down to get a child's eye view of a situation can save most upsets, accidents and mishaps.
Good manners go a long way.
Little children do not always know or remember "the right thing" to say in every situation. They should be encouraged to use the terms such as please, sorry, thank you where appropriate. It's amazing the difference the right words can make. They can often help from the right attitude too.
Children need limits.
Being cool helps but children also need to learn the difference between what is acceptable and unacceptable behavior and understand that behavior has consequences whether pleasant or unpleasant. Idle threats should be avoided at all times and always mean what you say.
Being in charge does not mean being a tyrant!
Parents often forget that children are individuals and tend to mould them into ideal persons that they want their children to be. Although there are times when "because i said so" is appropriate, more often than not it is better to give a reason for what you have said. Even adults make mistakes and children have reasonable ideas. In such situations parents should apologize in the same way we expect our children to apologize us.
Check your "dont's" No one likes a lot of negativity.
It sounds like nagging. Too many "dont's" can hinder a child's natural instinct to explore. Unless it is a life and death situation of something that will harm the child in some way, avoid using this word. Always check whether you are using it for your convenience or for child's safety. Good behavior should be rewarded with praise, encouragement or a hug rather than with sweet treats or money.
Children should be children!
Parents often make the mistake of expecting children to be mini adults and be have the way they want them to behave. Children are naturally clumsy, forgetful, and accident prone. Therefore they should never be punished for pure childishness. Bad behaviors should be dealt with justly and the punishment appropriate to the crime. Naughtiness is sometimes prompted by boredom or a feeling of neglect. At such times the solution will involve providing a stimulating activity for the child or giving him attention.
Being "in control" is not really "controlling".
Children do not need to be "Controlled" but when they deliberately misbehave parents should be "in control" of the situation. They should effectively manage and guide their behavior. Often the expression on your face or the tone of your voice will be enough to deter all but the most determined little ones. Yet there are times when just a stem face or a word would not do. Then appropriate and tangible action is required.
"Spare the rod" but do not spoil the child.
Children's behavior sometimes calls for sterner measures than just a small punishment by way of forbidding what he likes to do or sending him to the room. Deliberate, repeated defiance and purposely hurting another child are situations that need to be dealt with immediately. A well timed smack can be most effective way of correcting this type of behavior. A controlled smack (on the hand, leg or the bottom) will help your child associate this unacceptable behavior with unpleasant consequences and deter him from repeating it. make sure he understand what he did wrong and encourage him to say sorry. However, by your words and actions let your child know that although his behavior may have been unacceptable, he is always loved.
Source: Free Articles from ArticlesFactory.com
Saturday, November 3, 2007
Know About Different Types of Educational Software
Children’s educational software comes in several types. These are especially designed for teaching users the basics of subjects, from reading and math to geography. Educational software is more intended to educate kids and is easy to use for ages of even three. Depending on the aim, educational software might be planned as a classroom help or could be used for home purpose. The most accepted educational software is normally known as edutainment, meaning it is a game in which users play and learn at the same time.
Classroom educational software typically educates about the subject matter according to a set of courses tracks students’ growth as they complete sections or levels. As a teaching help, it permits children that might not otherwise have access to a computer to learn while improving basic computer skills, such as mouse and keyboard use, at an early age.
There is as well a huge range of titles and kinds of educational software intended for use at home act as an addition to classroom learning, and even for the reason of comfortable education. Educational software surrounding almost every subject educated in school is broadly available for home use. Similar to classroom plans, many educational software titles considered for home use orbit a child's progress and alter the subject accordingly. There are titles, which severely teach by proven examples and then quiz children on material, and then there are the even more in style edutainment titles, which slot in the subject matter into a game.
Educational software stated gaining fame and recognition day by day as an option learning technique in the mid-nineties, and developers have also turn up with more new concepts to gather consumer demands for excellence and interactive educational software. Once intended for use with a home or for the classroom computer, educational software is now even on hand for moveable learning systems. While there are considerably fewer titles on hand for portable learning systems such as the Leapster, there are yet numerous titles varying in age suitability and subject matter that making learning active possible.
To get the most out of educational software, spend in titles that have adaptable learning levels to develop with your child and check user reviews for titles, which are both amusing and have replay values.
This article is written by Jagan who is a Copywriter of Occupational therapist. He written many articles in various topics.For more information visit:
Physical therapist. contact his at pacificpediatric@gmail.com.
Wednesday, October 10, 2007
Are Today's Parents Raising a Generation of Slackers?
They’ve been raised in an age of excess consumption, where plastic surgery and flashy cars are doled out as high school graduation gifts. Some experts say catering to kids’ self-esteem instead of teaching them about responsibility has left them poorly equipped to deal with adulthood. Armed with cell phones, laptops and their parents’ cash, they have a sense of entitlement like no generation before them. Many have never rolled up their sleeves for physical labor or held a job.
Research also showed more students enrolled in school over the summer, many parents are frustrated. They lament their children’s expectation of having everything handed to them. Fueled by reality TV shows that feature decadent lifestyles and Sweet 16 birthday parties that rival the lavishness of royal weddings, many kids believe the good things in life should be theirs for the taking—with no concept of actually working for them.
Dr. Terry Noble, a self-made success story and author of the new book, “Starting at Sea Level,” (Foggy River Books, 2007) shares the parents’ concerns. He believes today’s generation would benefit from doing some real work. “My father taught me to work and gave me responsibility as soon as I was ready to handle it,” says Noble. “By age nine I was feeding 5000 chickens daily. At 14, I was operating a 31’ commercial crab boat. At 16, I owned a farming operation and was saving for college. What I learned from him allowed me to retire at 52.”
“Starting at Sea Level” recounts Noble’s upbringing in Oriole, Maryland, a small Chesapeake Bay fishing village. Many of the men in Oriole earned their livings harvesting the sea or farming the land. Noble learned the value of a hard day’s work as a boy. He grew to respect the farmers and seaman who toiled at physically challenging and often dangerous jobs. He believes teaching work ethic and responsibility at a young age can instill life-long values.
Too many kids today are being coddled, accomplishing nothing and conning their parents into taking care of them until they are thirty. We need to show kids from an early age that we have expectations of them. Elementary age children are capable of learning to do chores around the house and the responsibility level should increase as they mature.
Children and teens benefit in many ways from work. They learn responsibility, prepare for future jobs, and earn their own incomes. Noble believes there’s another benefit to teaching kids physical labor such as yard work, caring for animals and helping with chores: reducing childhood obesity. “I understand the world has changed since I was a kid,” says Noble. “But there’s always some work that can be done around the house or yard, or for the neighbors or at a local, small business. Getting kids off the sofa and performing age-appropriate tasks can help burn calories and improve their physical health. Plus, it gives them a sense of accomplishment that sports can’t provide.”
That sense of accomplishment is often the prime motivator many kids need. Noble points to the satisfaction he felt when he began raising livestock to pay his way through college. “I gained a sense of worthiness by earning my own money,” says Noble. “I also learned how it felt to have those animals depend on me. The most life-changing aspect was that my livestock enterprise allowed me to meet a young veterinarian who inspired me to follow in his footsteps.”
I personally think kids in Malaysia also no different from The West..wht do u think?
Research also showed more students enrolled in school over the summer, many parents are frustrated. They lament their children’s expectation of having everything handed to them. Fueled by reality TV shows that feature decadent lifestyles and Sweet 16 birthday parties that rival the lavishness of royal weddings, many kids believe the good things in life should be theirs for the taking—with no concept of actually working for them.
Dr. Terry Noble, a self-made success story and author of the new book, “Starting at Sea Level,” (Foggy River Books, 2007) shares the parents’ concerns. He believes today’s generation would benefit from doing some real work. “My father taught me to work and gave me responsibility as soon as I was ready to handle it,” says Noble. “By age nine I was feeding 5000 chickens daily. At 14, I was operating a 31’ commercial crab boat. At 16, I owned a farming operation and was saving for college. What I learned from him allowed me to retire at 52.”
“Starting at Sea Level” recounts Noble’s upbringing in Oriole, Maryland, a small Chesapeake Bay fishing village. Many of the men in Oriole earned their livings harvesting the sea or farming the land. Noble learned the value of a hard day’s work as a boy. He grew to respect the farmers and seaman who toiled at physically challenging and often dangerous jobs. He believes teaching work ethic and responsibility at a young age can instill life-long values.
Too many kids today are being coddled, accomplishing nothing and conning their parents into taking care of them until they are thirty. We need to show kids from an early age that we have expectations of them. Elementary age children are capable of learning to do chores around the house and the responsibility level should increase as they mature.
Children and teens benefit in many ways from work. They learn responsibility, prepare for future jobs, and earn their own incomes. Noble believes there’s another benefit to teaching kids physical labor such as yard work, caring for animals and helping with chores: reducing childhood obesity. “I understand the world has changed since I was a kid,” says Noble. “But there’s always some work that can be done around the house or yard, or for the neighbors or at a local, small business. Getting kids off the sofa and performing age-appropriate tasks can help burn calories and improve their physical health. Plus, it gives them a sense of accomplishment that sports can’t provide.”
That sense of accomplishment is often the prime motivator many kids need. Noble points to the satisfaction he felt when he began raising livestock to pay his way through college. “I gained a sense of worthiness by earning my own money,” says Noble. “I also learned how it felt to have those animals depend on me. The most life-changing aspect was that my livestock enterprise allowed me to meet a young veterinarian who inspired me to follow in his footsteps.”
I personally think kids in Malaysia also no different from The West..wht do u think?
Saturday, September 15, 2007
A Good Husband Does Housework!!!
In the real world, most men do not do housework. While studies from the Institute for Social Research at the University of Michigan confirm that this generation of couples do half the amount of housework their parents did, most of those chores are still shouldered by women. Is there a way to prevent everyday skirmishes over home-front responsibilities from escalating into full-scale wars, and still get him to put the dishes in the dishwasher? Let's look at both sides of the problem:
Her Side: “I'm tired of doing all of it all the time.” “It's the psychic energy that is so draining. I have to be responsible for things even if I'm not in charge of them!” “How come he can fix a car engine but can't figure out how to put the toilet paper on the roll?”
His Side: “When I do the grocery shopping, she says I buy the wrong tomato sauces, and then yells at me,” “She'll find one spot of food on the pot and yell, 'Is this what you call clean?'” “The fact is that I can't remember to put my socks in the hamper is not a personal attack against her. I just.... forget.”
Even the best counselors don't have a foolproof recipe for success on this one. But here are a few suggestions:
1. Figure out exactly what needs to be done and who's doing it. Keep a log of everything for a week down to the minute details: Who walked the dog, who did the laundry, who folded the clothes, who took the car in for repair, and so on. It could well be that a spouse is doing more than you gave him or her credit for. In that case, make a point of appreciating each other's efforts. By not taking chores, large or small, for granted, you create a spiral of appreciation that, in time, can erase resentment.
2. Train your kids. Instead of fostering helplessness in the next generation, make sure that your children, boys as well as girls, grow up believing that sharing the physical as well as the emotional chores at home is just what considerate people do.
3. Let go. Sometimes, when it comes to housework and children, women are their own worst enemies. You asked Daddy to dress the baby and the kid comes out with a top and a bottom that does not match? Who cares? You wanted him to do the shopping? Then let him do it his way. The principle here is simple: If you give up responsibility for a chore, you have to give up control over it, too. Besides, some things just aren't worth quibbling over.
Sunday, September 2, 2007
10 Memorable Gifts You can Give Your Children For Their Birthday
Everyone loves a special gift on their birthday: especially our kids! I have put together a list of 10 memorable gifts you can gift your children on their birthday without breaking the bank.
Art supplies: almost all kids enjoy crayons, markers, stickers, colored pencils, gel pens, special papers and scissors, sidewalk chalk, water colors, homemade rubber stamps, "how to draw" books calligraphy instructions, or origami instructions and colored paper. An art supply gift not only encourages the youngsters to use their imagination, but it can be an extra treat when you spend time with them using them.
Books are always great gifts for any age: you can get musical or squeaky books for the little ones, short stories for preschoolers, adventure books for 9-11 year olds, and so on: there is a book for every taste. You can also buy books about your child's interests, books about careers, etc.
A classic movie, which never goes out of style, great for when friends come over, or on that day when they are bored and nothing else could help.
For older boys, a tool kit would be great: gives them the opportunity to work side by side with dad, and possibly learn a life skill.
For older girls, beads could mean hours of fun. Buy a variety of colors and shapes and watch you little princess enjoy hours of happiness.
To the gourmand give a roll of sugar cookie dough from the grocery store, along with a couple of cookie cutters, and a rolling pin. Again, this would be a lot of fun for the little one to make, and share with friends and family.
For the nature lover, a gardening kit with a couple of small pots filled with potting soil, some seeds, and a plastic watering can give countless hours of fun, while caring for the plants, and watching them grow.
A disposable camera will add a boost to the party. If your budget permits, add a small picture album, and you've instantly created wonderful memories of that birthday.
A basket of fun: find an inexpensive basket, or another container, maybe a pail for kids and fill it with fun, cheap stuff. For instance, silly putty, a water gun, a deck of cards, sidewalk chalk, etc. For boys, you can add some little cars and for girls, throw in some hair accessories. Finish it off with some candy or a pez dispenser and you have a fun gift. If you find some fun, small things that most kids think are neat, pick up a bunch so that at any time you have a supply of items to mix and match for a birthday.
Children crave attention from important people in their lives, (mom, dad, grandparent, aunt, older sibling). Give that special child the gift of time: a day out with you complete with lunch, a movie, and/or shopping for the gift of their choice.
Friday, August 24, 2007
5 Tips To Help You Talk To Your Teen
One of the greatest feelings about being a parent is in knowing that your teens can talk to you about their feelings and everything else that’s going on in their world. Establishing this great relationship with your teen requires good Communication.
It is an ongoing process that takes a lot of patience and understanding on your part as a parent. Once you have established an open line of communication with your teen, it will be easier to deal with any other kinds of issues that could show up. Your teens are going through a period in their life where they feel a strong need for becoming an independent person and working on creating a separate identity.
They usually express these needs by acting distant, defiant, disinterested, emotional, and rebellious. These are the times where you have to remember to be very understanding. Although they may appear to be indifferent and uninterested, they are actually very perceptive of your reactions, what you do, and what you say. And they certainly want to be able to talk with you about what’s going on in their life.With that in mind, here are some of the things that you should look out for when talking to your teen.
1. Stop nagging. It never works! You will never get your teen to listen to you by nagging. Doing this just closes the door to any attempt of communicating with them.
2. Do not always try to solve your child's problems. A lot of times, all they really want is for you to listen to them and let them know that you are there to help. Often, just by letting them talk to you about their problems is enough to give them comfort. And not offering any answer gives them a chance to figure out the solutions for themselves.
3. Do not criticize. You’re supposed to build up their self esteem, not tear it down. Letting your teens have control in areas like the clothes thy wear, the music they listen to, or their hairstyle gives them a feeling of acceptance and the assurance that they can talk to you with more complicated matters in their lives.
4. Do not give a lecture or a speech. You need to give your teen a chance to respond and talk to you.
5. Do not underestimate them by saying that what they are going through is just a phase. You have to be able to acknowledge that they have a problem and it is a big deal to them.
It is an ongoing process that takes a lot of patience and understanding on your part as a parent. Once you have established an open line of communication with your teen, it will be easier to deal with any other kinds of issues that could show up. Your teens are going through a period in their life where they feel a strong need for becoming an independent person and working on creating a separate identity.
They usually express these needs by acting distant, defiant, disinterested, emotional, and rebellious. These are the times where you have to remember to be very understanding. Although they may appear to be indifferent and uninterested, they are actually very perceptive of your reactions, what you do, and what you say. And they certainly want to be able to talk with you about what’s going on in their life.With that in mind, here are some of the things that you should look out for when talking to your teen.
1. Stop nagging. It never works! You will never get your teen to listen to you by nagging. Doing this just closes the door to any attempt of communicating with them.
2. Do not always try to solve your child's problems. A lot of times, all they really want is for you to listen to them and let them know that you are there to help. Often, just by letting them talk to you about their problems is enough to give them comfort. And not offering any answer gives them a chance to figure out the solutions for themselves.
3. Do not criticize. You’re supposed to build up their self esteem, not tear it down. Letting your teens have control in areas like the clothes thy wear, the music they listen to, or their hairstyle gives them a feeling of acceptance and the assurance that they can talk to you with more complicated matters in their lives.
4. Do not give a lecture or a speech. You need to give your teen a chance to respond and talk to you.
5. Do not underestimate them by saying that what they are going through is just a phase. You have to be able to acknowledge that they have a problem and it is a big deal to them.
Friday, August 17, 2007
Can Parents Be Both The Boss & The Buddy To Their Children?
Being able to balance being the 'boss' as well as your child's 'buddy' is absolutely necessary for a healthy parent child relationship. Some experts teach that we should always be the boss and never play the role of buddy. Others suggest that your son or daughter should be your best friend. Both extremes are unhealthy.
Your child should never be in doubt as to who is the boss.Personally speaking, when growing up, the times I felt my dad was my buddy were those rare and wonderful moments we spent gardening or fishing. I knew he was the boss; there was no doubt about that in our family. But for those magical moments, he was also my friend.The problem is that one without the other gives a dangerous imbalance. If you make an attempt to be your child's best friend above everything else, you will relinquish your ability to be an effective parent, able to wield authority when needed.
If you refuse to accept the role of friend on occasion, you relinquish the chance to show love in a special way and to stand close to your children in their unguarded moments. Most parents have no trouble playing the role of boss but find it difficult to take the time to be a friend. Children do not respond to rules; they respond to relationships. It's true that you can get your children to "behave" by enforcing the rules. You can control your children to a certain point by running a tight ship, but that doesn't necessarily mean you are getting their loving and obedient response. What you are getting is their reaction, which may look like obedience on the surface, but beneath there is fear, frustration, and anger.
Unless you establish a loving, accepting relationship with your child, you can almost count on trouble down the line. How Do You Balance Punishment & Praise?Punishment is a method of teaching principle - not a tool for revenge. Keeping that in mind will often make it easier to decide what (and whether) punishment should be handed out. If you use punishment simply as a deterrent ("and if you ever do that again, you know what will happen to you"), it will stop being effective when your kid figures out a way to keep you from finding out. But if it is used both as a deterrent and as a way to teach your child principles, the inner conviction that develops will stand even when the enforcer is not around. Here are two overriding rules to keep in mind:
1. First, punishment should always be carried out when you are under control. The minute you find out that your thirteen-year-old son took the car for a joyride may not be the best time to decide the sentence. Twenty years of hard labor in a foreign country may seem entirely appropriate to you at that moment; an hour or two later, when you've cooled off, you'll probably realize that five years would be plenty.With smaller children, it's often necessary to respond immediately, so that they can connect the punishment with the behavior. It's still important to keep control. A broken cookie jar may enrage you, but the child had no idea of the importance of the cookie jar. Express your displeasure about the sneaky action of stealing cookies, then wait until you've cooled down a bit about the cookie jar before taking action.
2. Second, avoid punishing older children (from about school age up) in front of friends if possible. You will never meet a child who didn't feel that a family trust was being violated by public punishment. You will also never meet a child who didn't try at one time or other to get away with bad behavior in the presence of others. Unless the child is clearly being manipulative, try to do your correction in private. If you're being manipulated, do your correction on the spot
- and then make it clear that your action was necessitated by your child's manipulative behavior. Another reason to avoid public punishment is that we parents can't always trust ourselves to maintain control over our emotions in that situation. We're often so embarrassed by our children's behavior and by how it reflects on us that the punishment can cease to be punishment for principles violated and become revenge for our embarrassment.
Saturday, August 11, 2007
11 Practical Matters To Consider Before You Get Married
Marriage is an act of free choice and personal commitment between two adults, and at the same time it is also a social institution. As such, the state has a vested interest in the success of your partnership as a basic unit of society. In the weeks and days before your wedding, or very shortly thereafter, you will have to take care of some of the following practical matters.
1. Find out how to apply for a marriage license in the city or county where the ceremony is to be held and meet whatever requirements exist there. These vary from place to place and state to state: waiting periods, blood tests, evidence of vaccinations, a general physical exam, etc. Ask your officiant about the licensing requirements, or call the county recorder clerk's office.
2. Make appointments for any medical checkups or procedures you want to have completed before marriage.
3. Change beneficiaries to include your spouse on any preexisting insurance policies such as health or life insurance or investment plans. Most people have these plans through their employer, so talk to your human resources at work to find out how your marriage will affect whatever policies and plans you have.
4. Compare the benefit and protection plans each of you holds and determine what else you may need. Contact your independent insurance agent for changes and additions on car and home-owner's insurance, as well as on any other coverage.
5. Add your spouse's name to any bank accounts, car registrations, investment accounts, or credit cards you intend to share. Be careful, though, because little words like “and” and “or” make a difference. A joint savings account for Jane Smith "and" John Smith means that both signatures are required for a transaction; "or" means either signature will do. You should understand that, if you hold bank accounts and/or credit accounts in both names, you will each have free access to those accounts and each be legally responsible for any bills incurred by the other.
Tip: It would be wise to thoroughly investigate the legal and tax ramifications, under the laws of your state, of placing any previously owned private property into joint ownership. The state does not automatically assume that a husband and wife are one entity, and sometimes, even if only in the interest of marital harmony, it makes sense to retain some "separate" property rights on significant holdings. Get professional advice for more information.
6. If you will change your name after marriage or if he will be combining his surname with yours, you each need to effect that change on driver's licenses, employment records, Social Security cards, bank accounts, credit cards, and so on. A married woman does not have to change her name at all, and failure to do so will not affect the legitimacy of children born of the marriage.In addition, in the U.S., under the Equal Credit Opportunity Act (ECOA), a woman is entitled, and encouraged, to maintain her own separate credit rating. Even if she has no outside employment, she can establish a personal credit rating by simply using her own name. In addition, under the ECOA, a person may not be denied a credit application or refused a loan because of marital status.
7. If you have a will, you might want to review its provisions in light of your new status with an attorney in the state in which you will be residing after marriage. Rights of survivorship vary from state to state, and a will executed in one location is not automatically upheld in another.
8. If there are any assets at all between you and any concern for the welfare and convenience of your spouse should something happen, you should each have a will. Nobody likes to think about such things, but the time to do it is now when you are both healthy and happy.
9. If either of you has been married before or is receiving alimony, keep in mind that it will stop once you are remarried. Other aspects of the divorce settlement could be affected, as well. You will need to inform your former spouse about your marriage plans, and one, or both of you may need to see an attorney.
10. If either of you owns a business or if you plan to own and operate a business together, seek legal and professional advice. There are special considerations for husbands and wives as business partners under the law.
11. Review your tax situation. Most married couples still find filing jointly to be the easiest, most advantageous method. But that may not be true for you. Note that if you do file jointly, you will each be responsible for the full total of the tax bill.
1. Find out how to apply for a marriage license in the city or county where the ceremony is to be held and meet whatever requirements exist there. These vary from place to place and state to state: waiting periods, blood tests, evidence of vaccinations, a general physical exam, etc. Ask your officiant about the licensing requirements, or call the county recorder clerk's office.
2. Make appointments for any medical checkups or procedures you want to have completed before marriage.
3. Change beneficiaries to include your spouse on any preexisting insurance policies such as health or life insurance or investment plans. Most people have these plans through their employer, so talk to your human resources at work to find out how your marriage will affect whatever policies and plans you have.
4. Compare the benefit and protection plans each of you holds and determine what else you may need. Contact your independent insurance agent for changes and additions on car and home-owner's insurance, as well as on any other coverage.
5. Add your spouse's name to any bank accounts, car registrations, investment accounts, or credit cards you intend to share. Be careful, though, because little words like “and” and “or” make a difference. A joint savings account for Jane Smith "and" John Smith means that both signatures are required for a transaction; "or" means either signature will do. You should understand that, if you hold bank accounts and/or credit accounts in both names, you will each have free access to those accounts and each be legally responsible for any bills incurred by the other.
Tip: It would be wise to thoroughly investigate the legal and tax ramifications, under the laws of your state, of placing any previously owned private property into joint ownership. The state does not automatically assume that a husband and wife are one entity, and sometimes, even if only in the interest of marital harmony, it makes sense to retain some "separate" property rights on significant holdings. Get professional advice for more information.
6. If you will change your name after marriage or if he will be combining his surname with yours, you each need to effect that change on driver's licenses, employment records, Social Security cards, bank accounts, credit cards, and so on. A married woman does not have to change her name at all, and failure to do so will not affect the legitimacy of children born of the marriage.In addition, in the U.S., under the Equal Credit Opportunity Act (ECOA), a woman is entitled, and encouraged, to maintain her own separate credit rating. Even if she has no outside employment, she can establish a personal credit rating by simply using her own name. In addition, under the ECOA, a person may not be denied a credit application or refused a loan because of marital status.
7. If you have a will, you might want to review its provisions in light of your new status with an attorney in the state in which you will be residing after marriage. Rights of survivorship vary from state to state, and a will executed in one location is not automatically upheld in another.
8. If there are any assets at all between you and any concern for the welfare and convenience of your spouse should something happen, you should each have a will. Nobody likes to think about such things, but the time to do it is now when you are both healthy and happy.
9. If either of you has been married before or is receiving alimony, keep in mind that it will stop once you are remarried. Other aspects of the divorce settlement could be affected, as well. You will need to inform your former spouse about your marriage plans, and one, or both of you may need to see an attorney.
10. If either of you owns a business or if you plan to own and operate a business together, seek legal and professional advice. There are special considerations for husbands and wives as business partners under the law.
11. Review your tax situation. Most married couples still find filing jointly to be the easiest, most advantageous method. But that may not be true for you. Note that if you do file jointly, you will each be responsible for the full total of the tax bill.
Friday, August 10, 2007
Problems Facing Today's Teen
Teen problems are growing. If you think that being a teen today is the same as it was when you were in their shoes, you are probably mistaken. Now, listen to yourself say how strict and how hard life was when you where young. But, you need to realize that teens today face huge, life threatening decisions just about ever day. What they face has a lot to do with where they grow up. Yet do not be fooled into thinking that your child is safe.In the normal course of your teen's day, he or she may face any of these things; one or more of them.
Drugs
Think that drugs are simple like they used to be? They are not. Kids today are not just smoking the easy stuff. They are into crack or other strong and deadly drugs.
Sex
Not only are they exposed to it on the television, but they are encouraged by others. They may be engaging in sexual acts that you have never heard of. They may be doing it unprotected as well. At school, after school, on the car ride home - there are many opportunities you do not realize. Teens get pregnant and have babies.
Violence
Today's teen problems often revolve around violence. They see friends with guns at school or after school. They witness huge fights. They hear threats. They see anger and deal with it daily.
Depression
With all that they see and do, teens face depression today at an alarming rate as compared to just a decade ago. Depression is not something that just goes away, but can cause them harm and threaten their lives.
Driving Teens drive drunk.
Teens drive under the influence of drugs. Teens get in cars that others are driving under the influence. Teens may also be responsible drivers, but share the road with those that are not.Teen problems that are at a lower level can be just as deadly. They face lying, cheating, emotional trauma, learning disabilities and divorce. All of these things a child will face daily in some cases. In those cases, it is no wonder that they have low self esteems, high drop out rates and some of the students will break under the pressure. Teen problems should be addressed and noticed by their parents first.
Drugs
Think that drugs are simple like they used to be? They are not. Kids today are not just smoking the easy stuff. They are into crack or other strong and deadly drugs.
Sex
Not only are they exposed to it on the television, but they are encouraged by others. They may be engaging in sexual acts that you have never heard of. They may be doing it unprotected as well. At school, after school, on the car ride home - there are many opportunities you do not realize. Teens get pregnant and have babies.
Violence
Today's teen problems often revolve around violence. They see friends with guns at school or after school. They witness huge fights. They hear threats. They see anger and deal with it daily.
Depression
With all that they see and do, teens face depression today at an alarming rate as compared to just a decade ago. Depression is not something that just goes away, but can cause them harm and threaten their lives.
Driving Teens drive drunk.
Teens drive under the influence of drugs. Teens get in cars that others are driving under the influence. Teens may also be responsible drivers, but share the road with those that are not.Teen problems that are at a lower level can be just as deadly. They face lying, cheating, emotional trauma, learning disabilities and divorce. All of these things a child will face daily in some cases. In those cases, it is no wonder that they have low self esteems, high drop out rates and some of the students will break under the pressure. Teen problems should be addressed and noticed by their parents first.
Thursday, August 9, 2007
Is My Teen Lying?
All teens lie, right? Teen lying is something that is done harmlessly and viciously. Teens lie for many reasons; most of them have to do with their ability to do it. Pulling a fast one over on mom and dad is something you probably tried too. But, in today's world, lying teens can get into a whole lot more trouble than you could. That is what makes it so important to know if your teen is lying to you and then to handle it.
Teens lie that their homework is done. They lie that they are fine when they may be dealing with heavy amounts of stress. They lie because they want to do something you are saying no to. They lie and they lie. Yet, what should you do if you think that your child is doing this?
Here are some things to think about.
What makes you think they are lying? If you accuse them of lying to you, they will never fess up to it. Instead, they may try to cover it up and they may get away with it. Instead of accusing them, sit them down and talk to them about it. Really, you just need to talk about it without yelling and accusations to make the problems less important.
Teens lying may be built onto something. They may want to impress you with where they are in their lives. They may not want to disappoint you either. Make sure that you are not pumping them up so much so that they feel they have to lie to you.
The lying teen may be covering up trouble. Know your teen and recognize the symptoms of other problems. Talk with them about things like drugs, alcohol and sex. Talk with them about how to react to these situations. Spot when you think there is a problem and work it out then.
While all teens lie from time to time, those that make it a habit may be covering up something that is much bigger. It is up to you to handle this now, before the teens lying gets them into huge amounts of trouble
Teens lie that their homework is done. They lie that they are fine when they may be dealing with heavy amounts of stress. They lie because they want to do something you are saying no to. They lie and they lie. Yet, what should you do if you think that your child is doing this?
Here are some things to think about.
What makes you think they are lying? If you accuse them of lying to you, they will never fess up to it. Instead, they may try to cover it up and they may get away with it. Instead of accusing them, sit them down and talk to them about it. Really, you just need to talk about it without yelling and accusations to make the problems less important.
Teens lying may be built onto something. They may want to impress you with where they are in their lives. They may not want to disappoint you either. Make sure that you are not pumping them up so much so that they feel they have to lie to you.
The lying teen may be covering up trouble. Know your teen and recognize the symptoms of other problems. Talk with them about things like drugs, alcohol and sex. Talk with them about how to react to these situations. Spot when you think there is a problem and work it out then.
While all teens lie from time to time, those that make it a habit may be covering up something that is much bigger. It is up to you to handle this now, before the teens lying gets them into huge amounts of trouble
Wednesday, August 1, 2007
Spice up your life
Hottest topic of the world no adult likes to miss. Each one desires the glimpse of sex in any form openly or secretly. Gives pleasure even during talks, read, experience, watch, dream and etc. Reason of enjoyment even during talks etc; is the ultimate pleasure involved in sexual act. This is an incitement gifted to all life creatures by nature to act for procreation. Pleasure is derived by relief from release of seeds. Attraction of seeking pleasure forces us to act is among the most essential responsibilities towards the nature. Life forms would be least interested carrying such activities without pleasure or for human would have become the spiritual rite to perform. So the attraction of pleasure is an incitement that forces to carry this responsibility with best of best interest. Nature never wanted life form to escape from this responsibility thus introduced a taste named ?Pleasure?. Each one is inclined to follow the procedure created by nature. Arousing pleasure is derived through reactions to the attraction of environment, is to activate functioning tools and Contact pleasure is derived during release. Both types pleasure are mental but in different ways. Environment is formed by incitement and submission for craving during matured periods. Or through books, talks, movies, medicines etc; is artificially created by human in order to derive as much as possible as human craving is more frequent than many of species. Human being more intelligent is more inclined towards seeking pleasure. Realization of the extreme ecstasy initiated human to find ways to optimize and lasting.
Vatsyana?s Kamasutra is one of beginning towards exploration of methods. Many methods and research and developments gave understanding of reasons and remedies. Natural and artificial life too has an effect on sexual pleasure. Attaining best sexual pleasure depends on how life style, mental and physical health, age, environment and etc; of the persons is. Many traditional and other medicines are developed to overcome physical weakness which even aged gain to rejuvenate.
Mental weakness is deplorable to them who fail to perform due to non reaction of brain and chemicals to activate orgasm. In my opinion temporary mental health of depression is due to failures in professional life, ego hurt, stress, hectic and exhausting life schedule, high materialistic involvement is curable by change of environment after consulting doctors. Those in urban cities face this kind of situation commonly due to environmental and noise pollution, unsystematic life patterns, eating habits, overburdened functioning and etc.
As I feel environmental pollution changes to complicate our body functioning and carry diseases by improper functioning results angriness, impatience, hurriedness and etc; are the root causes of many diseases, failure of sexual stimulation is one of them. Sexual act needs attentiveness and nothing should be in the mind except craving. The final objective of sexual life is sexual pleasure.
Vatsyana?s Kamasutra is one of beginning towards exploration of methods. Many methods and research and developments gave understanding of reasons and remedies. Natural and artificial life too has an effect on sexual pleasure. Attaining best sexual pleasure depends on how life style, mental and physical health, age, environment and etc; of the persons is. Many traditional and other medicines are developed to overcome physical weakness which even aged gain to rejuvenate.
Mental weakness is deplorable to them who fail to perform due to non reaction of brain and chemicals to activate orgasm. In my opinion temporary mental health of depression is due to failures in professional life, ego hurt, stress, hectic and exhausting life schedule, high materialistic involvement is curable by change of environment after consulting doctors. Those in urban cities face this kind of situation commonly due to environmental and noise pollution, unsystematic life patterns, eating habits, overburdened functioning and etc.
As I feel environmental pollution changes to complicate our body functioning and carry diseases by improper functioning results angriness, impatience, hurriedness and etc; are the root causes of many diseases, failure of sexual stimulation is one of them. Sexual act needs attentiveness and nothing should be in the mind except craving. The final objective of sexual life is sexual pleasure.
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